Quick Answer: If your New Cumberland home already has solid ductwork, central air remains the simplest and most affordable cooling choice. Ductless mini-splits are smarter for older homes, new additions, or zoned temperature control. In 2025, ductless systems range $4,250–$25,500+, while central air systems average $4,200 to $7,175 installed.
From hillside homes near Ridge Avenue to riverfront properties along Chester-New Cumberland Road, this area’s terrain and older construction styles make HVAC selection important. Many homes still rely on dated duct systems from oil or coal conversions. Add humid Ohio River summers and narrow attics, and it’s easy to see why the right cooling system can make all the difference in both comfort and energy savings.
Central air cools through one outdoor condenser and a network of ducts, distributing air evenly throughout the home. For families near the high school or Hancock County courthouse, it offers whole-home comfort with less visible equipment indoors. When ducts are properly sealed and sized, central systems deliver steady, quiet cooling while keeping installation costs lower than multi-zone ductless setups. They also pair seamlessly with gas furnaces for year-round operation.
Mini-splits use small indoor air handlers mounted on walls or ceilings, ideal for homes without ducts or for add-on spaces like finished basements and garage apartments. Homes near Pughtown Road and Elm Street often benefit from this setup, especially when upper floors overheat in summer. With 30 SEER efficiency ratings, ductless systems provide quiet comfort and lower electric use for AEP and Mon Power customers managing peak-rate months.
Yes. They’re ideal for homes with plaster walls or low ceilings where installing new ducts isn’t feasible.
Sometimes. Honest Fix reviews your panel and wiring to ensure safe, reliable operation before installation.
Yes. ENERGY STAR-rated ductless and central systems often qualify for utility and state efficiency programs.
Exact HVAC replacement quotes available at (740) 825-9408 or HonestFix.com/schedule-service.
Author: Alex Largent