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No heat, no cool, or no hot water? We can help.
Financing Options Available
Financing Available
Get the comfort your home needs without a large upfront cost. We offer flexible financing options for HVAC systems, water heaters, and qualifying service work—so you can stay comfortable now and pay over time.
0% financing options available • No commitment required
Flexible Payment Options
Choose The Payment Option That Works Best For You
Every home and situation is different. That’s why we offer multiple payment options—so you can move forward in a way that fits your budget, timing, and comfort level.
Whether you prefer to pay upfront, use a card, or spread payments over time with financing, we’ll help you choose the option that makes the most sense for your home.
Cash / Check / ACH
Best for homeowners who want to pay upfront.
For new system installations only, we offer a 2% courtesy discount when paying by cash, check, or ACH.
Credit / Debit Card
A convenient option for homeowners who prefer to use a card for service calls or installations.
Financing
Spread the cost over time with monthly payment options for:
- HVAC system replacements
- Water heater installations
- Qualifying service and repair work
You’ll see example payment estimates before you apply, so there are no surprises.
Some financing options vary depending on whether your project is a new installation or a service repair. You can select your project type in the estimator below to see the right options.
Trusted Financing
Financing Options Through Trusted Partners
To make flexible payment options available, we work with established financing partners used by home service companies nationwide.
These partnerships allow us to offer secure applications, clear terms, and flexible payment options without requiring home equity or complicated paperwork. Final approval, rates, and terms are always determined directly by the financing provider after you apply.
Our role is to help you understand your options so you can make a confident, informed decision.
Current Financing Partner
Synchrony
A national financing provider offering consumer financing solutions for home improvement projects.
You can pre-qualify before receiving an exact quote, or return to manage an existing financing account.
Access Synchrony Customer Portal
Understanding Your Options
Comparing Monthly Payments And Total Cost
When reviewing your payment estimates, it helps to look beyond the monthly number. Different financing terms balance monthly payment, interest over time, and total cost.
Lower monthly payments can make budgeting easier, but may result in more interest paid. Shorter terms can reduce or eliminate interest, but usually require a higher monthly payment.
The best option is the one that fits your budget and comfort level.
Monthly Payment
What you pay each month.
Estimated Interest
The added cost over time.
Total Paid
The full amount paid by the end of the term.
Confidence Built In
Backed By Honest Fix Guarantees
No matter how you choose to pay, your comfort and peace of mind come first. Every job we complete is backed by clear guarantees that protect you before, during, and after service.
We stand behind our work because financing should never change the level of care or accountability you receive.
Lifetime Trust Shield
For new HVAC systems and water heater installations
Covers workmanship, system performance, and long-term peace of mind on qualifying installations.
Service Trust Guardian
For repairs, diagnostics, and maintenance
Protects service work with clear expectations, follow-up support, and workmanship coverage.
